中国人民银行决定,从
此次下调后,我国大型金融机构存款准备金率为20.5%,中小型金融机构存款准备金率为17%。
这是今年以来我国央行首次下调存款准备金率。上次央行宣布下调准备金率是在
分析人士认为,随着春节之后企业投资、信贷需求逐渐恢复正常,央行此次下调准备金率0.5个百分点,意在进一步释放银行体系流动性,缓解当前市场资金紧张压力。
粗略估算,此次下调后,可一次性释放银行体系流动性约4000亿元人民币。
相关资料
| 存款准备金率历次调整一览表 | ||||
| 次数 | 时间 | 调整前 | 调整后 | 调整幅度 |
| 43 | | (大型金融机构)21.50% | 21.00% | 0.5 |
| (中小金融机构)18.00% | 17.50% | 0.5 | ||
| 42 | | (大型金融机构)21.00% | 21.50% | 0.5 |
| (中小金融机构)17.50% | 18.00% | 0.5 | ||
| 41 | | (大型金融机构)20.50% | 21.00% | 0.5 |
| (中小金融机构)17.00% | 17.50% | 0.5 | ||
| 40 | | (大型金融机构)20.00% | 20.50% | 0.5 |
| (中小金融机构)16.50% | 17.00% | 0.5 | ||
| 39 | | (大型金融机构)19.50% | 20.00% | 0.5 |
| (中小金融机构)16.00% | 16.50% | 0.5 | ||
| 38 | | (大型金融机构)19.00% | 19.50% | 0.5 |
| (中小金融机构)15.50% | 16.00% | 0.5 | ||
| 37 | | (大型金融机构)18.50% | 19.00% | 0.5 |
| (中小金融机构)15.00% | 15.50% | 0.5 | ||
| 36 | | (大型金融机构)18.00% | 18.50% | 0.5 |
| (中小金融机构)14.50% | 15.00% | 0.5 | ||
| 35 | | (大型金融机构)17.50% | 18.00% | 0.5 |
| (中小金融机构)14.00% | 14.50% | 0.5 | ||
| 34 | | (大型金融机构)17.00% | 17.50% | 0.5 |
| (中小金融机构)13.50% | 14.00% | 0.5 | ||
| 33 | | (大型金融机构)16.50% | 17.00% | 0.5 |
| (中小金融机构)13.50% | 不调整 | - | ||
| 32 | | (大型金融机构)16.00% | 16.50% | 0.5 |
| (中小金融机构)13.50% | 不调整 | - | ||
| 31 | | (大型金融机构)15.50% | 16.00% | 0.5 |
| (中小金融机构)13.50% | 不调整 | - | ||
| 30 | | (大型金融机构)16.00% | 15.50% | -0.5 |
| (中小金融机构)14.00% | 13.50% | -0.5 | ||
| 29 | | (大型金融机构)17.00% | 16.00% | -1 |
| (中小金融机构)16.00% | 14.00% | -2 | ||
| 28 | | (大型金融机构)17.50% | 17.00% | -0.5 |
| (中小金融机构)16.50% | 16.00% | -0.5 | ||
| 27 | | (大型金融机构)17.50% | 17.50% | - |
| (中小金融机构)17.50% | 16.50% | -1 | ||
| 26 | | 16.50% | 17.50% | 1 |
| 25 | | 16% | 16.50% | 0.50 |
| 24 | | 15.50% | 16% | 0.50 |
| 23 | | 15% | 15.50% | 0.50 |
| 22 | | 14.50% | 15% | 0.50 |
| 21 | | 13.50% | 14.50% | 1 |
| 20 | | 13% | 13.50% | 0.50 |
| 19 | | 12.50% | 13% | 0.50 |
| 18 | | 12% | 12.50% | 0.50 |
| 17 | | 11.50% | 12% | 0.50 |
| 16 | | 11% | 11.50% | 0.50 |
| 15 | | 10.50% | 11% | 0.50 |
| 14 | | 10% | 10.50% | 0.50 |
| 13 | | 9.50% | 10% | 0.50 |
| 12 | | 9% | 9.50% | 0.50 |
| 11 | | 8.50% | 9% | 0.50 |
| 10 | | 8% | 8.50% | 0.50 |
| 9 | | 7.50% | 8% | 0.50 |
| 8 | | 7% | 7.50% | 0.50 |
| 7 | | 6% | 7% | 1 |
| 6 | | 8% | 6% | -2 |
| 5 | | 13% | 8% | -5 |
| 4 | 1988年09月 | 12% | 13% | 1 |
| 3 | 87年 | 10% | 12% | 2 |
| 2 | 85年 | 央行将法定存款准备金率统一调整为10% | - | - |
| 1 | 84年 | 央行按存款种类规定法定存款准备金率,企业存款20%,农村存款25%,储蓄存款40% | - | - |
| *注:财务公司准备金率不与小型金融机构一致,调整后准备金率为12%。 | ||||
来源:新华网


